Lawyer in El Paso
Did you know that:Chapter 13 is commonly used when You have significant equity in a home or other property and you want to keep it.
Did you know that:Chapter 13 is commonly used when You have regular income and can pay your living expenses, but you can't keep up the scheduled payments on your debts.
Did you know that:Since many loan applications ask whether you have ever filed for bankruptcy even after those seven or 10 years are up, bankruptcy follows you around.
Did you know that:Declaring bankruptcy doesn't kill chances of ever getting a loan again, because creditors mostly watch for a few years of good, timely payments on bills. A solid payment history through a low-limit secured credit card is one of the ways to re-establish credit.
Did you know that:Between 1985 and 2008, case rates for public order offenses doubled (from 7.4 to 14.7 per 1,000 juveniles)
Did you know that:Chapter 7 is commonly used when You have little or no money left after paying basic expenses each month—or you're not even meeting basic expenses.
Did you know that:While you can keep your house in Chapter 7, unsecured debt such as credit card debt will be discharged, he said. But debt acquired within 90 days of filing may be excluded — an assurance that you won't go on a shopping spree, which was common under prior bankruptcy laws.
Did you know that:The process for a consumer bankruptcy filing is typically completed in a month or two, but results linger. A Chapter 7 bankruptcy generally remains on your credit report for 10 years from the date of filing, while Chapter 13 can remain for seven years.
Did you know that:Chapter 7 is the most prevalent personal bankruptcy. It includes no repayment plan. Chapter 13 bankruptcy, also known as the "wage earner's plan," allows people with regular income to develop a plan to repay all or part of their debts.
Did you know that:Chapter 7 is commonly used when You have little property except for the basic necessities like furniture and clothing.
Trust agreement - A supplemental settlement agreement which distributes the proceeds in a special way, much as a regular fiduciary trust does. Insurance companies cannot enter into trust agreements.
Trips - Trips happen when your foot collides (strikes, hits) an object causing you to lose the balance and eventually fall. Common causes of tripping are: (1) obhstructed view; (2) poor lighting; (3) clutter in your way; (4) wrinkled carpeting; (5) uncovered cables; (6) uneven walking surfaces such as steps
Traumatic brain injury - Damage caused to the human brain as a result of sudden trauma to the head, typically either a sudden or violent blow to the head or a piercing of the skull. Symptoms from TBI may appear to be severe, but many victims of TBI may not exhibit obvious symptoms, or may only experience symptoms days or even weeks after the injury is sustained.
Transcript - The official record or proceedings in a trial or hearing, which is kept by the clerk.
Trier of Fact - The decision maker who will hear the evidence and decide the outcome of a claim. Can be an arbitrator at a hearing, or a judge or jury at trial.
Trial De Novo - Means "new trial." In mandatory arbitration, after the parties receive the award or decision, a party not satisfied with the award may appeal by filing a request for a trial with the Superior Court. The request must be made within twenty (20) days of the award being filed with the court. No information about the previous arbitration hearing or award can be revealed at the trial.
Traffic collision - Also known as a traffic accident, motor vehicle collision, motor vehicle accident, car accident, automobile accident, Road Traffic Collision (RTC) or car crash, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other stationary obstruction, such as a tree or utility pole. Traffic collisions may result in injury, death and property damage.
Trial - The presentation of evidence in court to a trier of facts who applies the applicable law to those facts and then decides the case.
Trustee - A person appointed to manage the property of another.
Twisting - The practice of inducing a policy owner in one company to lapse, forfeit, or surrender a policy for the purpose of taking out a policy in another company. It is a crime in all states and is typically classified as a misdemeanor.