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Did you know that:The likelihood of petitioned runaway cases resulting in adjudication peaked in 1997 (at 49%) and then declined through 2008 (41%). (National Center for Juvenile Justice)

Did you know that:Compared with 1995, the offense characteristics of the 2008 status offense detention caseload involved a greater proportion of liquor law violation cases and smaller proportions of runaway and curfew violation cases. (National Center for Juvenile Justice)

Did you know that:Despite the growth in the volume of petitioned status offense cases involving detention, the proportion of cases detained was nearly the same in 2008 (8%) as in 1995 (7%). (National Center for Juvenile Justice)

Did you know that:In 1995, runaway cases comprised the largest volume of petitioned status offense cases involving detention. (National Center for Juvenile Justice)

Did you know that:Between 1995 and 2008, the annual number of status offense cases in which the youth was adjudicated a status offender increased from 62,300 to 92,100. (National Center for Juvenile Justice)

Did you know that:Compared with 1995, the 2008 adjudicated status offense caseload contained a smaller proportion of runaway cases and a larger proportion of truancy cases. For both years, cases involving truancy and liquor law violations made up the largest proportions of the adjudicated caseload. (National Center for Juvenile Justice)

Did you know that:Between 1996 and 2008, cases involving liquor law violations accounted for the largest share of the detained status offense caseload. (National Center for Juvenile Justice)

Did you know that:The number of petitioned status offense cases involving detention increased 54% between 1995 and 2008 (from 8,400 to 12,900). The largest relative increase was for liquor law violation cases (67%). (National Center for Juvenile Justice)

Did you know that:Among status offense categories in 2008, adjudication was least likely in petitioned runaway cases (41%) and most likely in cases involving curfew and liquor law violations (64% each). (National Center for Juvenile Justice)

Did you know that:Between 1995 and 2008, the annual number of cases in which the youth was adjudicated a status offender increased 73% for curfew violations, 65% for truancy, 58% for liquor law violations, and 22% for ungovernability and declined 18% for running away. (National Center for Juvenile Justice)

Chapter 12 Bankruptcy - A type of bankruptcy specifically for farmers and fishermen. Similar to Chapter 13 bankruptcy but with a few special benefits.

Chapter 11 Bankruptcy - A complex type of bankruptcy usually filed by businesses that wish to restructure their debts.

Chargeback - The reversal of a credit card transaction, in which the merchant is required to repay the cardholder.

Charge card - A payment card that requires a full payment of the charge each billing cycle by the statement due date. Unlike credit cards, which give borrowers a revolving line of credit that can be accessed and paid down over time, charge cards do not allow balances to be carried forward and do not charge an interest rate. American Express began as a charge card and continues to offer these types of products (like the Green, Gold and Platinum American Express cards) in addition to general use credit cards.

Chapter 13 Bankruptcy - A type of bankruptcy where the consumer must pay off some of their debts over time. Chapter 13 bankruptcy filing records remain on your credit report for 7 years from the discharge date or 10 years from the filing date if it is not discharged. Each account included in the filing will remain on your report for 7 years.

Chargeback Period - The number of days from the transaction’s processing date or endorsement date, during which the issuer may initiate a chargeback.

Chapter 7 Bankruptcy - A type of consumer bankruptcy where your responsibility for your debts is cleared entirely. With this kind of bankruptcy you are not required to pay back debts you owe from before your filing. To qualify for a Chapter 7 bankruptcy your income must be below your state’s median income. Chapter 7 bankruptcy filing records remain on your credit report for 10 years and the record of each account included in your filing will remain on your report for 7 years.

Certifciate of Title - A legal document issued by a state that sows the owner’s name and vehicle mileage at the time of the sale.

Chargeback - A transaction returned through interchange by an issuer to an acquirer. A transaction may be returned because of it was non-compliant with the association rules and regulations or because it was disputed by a cardholder.

Certified Check - A personal check drawn by an individual that is certified (guaranteed) to be good. The face of the check bears the words "certified" or "accepted," and is signed by an official of the bank or thrift institution issuing the check. The signature signifies that: (1) the signature of the drawer is genuine, and (2) sufficient funds are on deposit and earmarked for payment of the check.

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Mayer Brown LLP
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Shumaker, Loop & Kendrick, LLP
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Hamilton Stephens Steele & Martin, PLLC
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Biography:
Listed: Best Lawyers in America, 2005—; North Carolina Super Lawyers, 2004—. District Court Judge, North Carolina General Court of Justice, 1975-1992. Chairman, Family Law Committee, 2002-2006; 2011, Business North Carolina Legal Elite. (Board Certified Specialist in Family Law, North Carolina Board of Legal Specialization)
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Summa, Additon & Ashe, P.A.
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Alston & Bird LLP
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