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Did you know that:In 2008, 47% of delinquency cases involving white youth were handled informally, compared with 39% of cases involving black youth, 39% of cases involving American Indian youth, and 42% of cases involving Asian juveniles. (National Center for Juvenile Justice)

Did you know that:In 65% of the adjudicated cases involving Asian youth in 2008, probation was the most severe sanction; 10% resulted in other sanctions such as restitution or community service. (National Center for Juvenile Justice)

Did you know that:Juvenile courts ordered formal sanctions or waived jurisdiction in more than half (538 of 1,000) of Violent Crime Index offense cases handled in 2008. (National Center for Juvenile Justice)

Did you know that:In 2008, juvenile courts waived 36 of every 1,000 Violent Crime Index offense cases to criminal court. (National Center for Juvenile Justice)

Did you know that:For white, black, and Asian racial groups in 2008, about 1% of petitioned delinquency cases resulted in waiver to criminal court. About 2% of petitioned delinquency cases involving American Indian youth resulted in waiver to criminal court. (National Center for Juvenile Justice)

Did you know that:In 2008, adjudicated delinquency cases involving black youth (32%) and American Indian youth (31%) were more likely to result in out-ofhome placement than cases involving white youth (26%) or Asian youth (25%). (National Center for Juvenile Justice)

Did you know that:For adjudicated cases involving black youth in 2008, probation was the most severe sanction ordered in 53% of the cases and 16% resulted in other sanctions. (National Center for Juvenile Justice)

Did you know that:Informally handled delinquency cases involving black youth in 2008 were more likely to be dismissed (48%) than those involving white youth (39%), American Indian youth (45%), or Asian youth (41%). (National Center for Juvenile Justice)

Did you know that:For adjudicated cases involving American Indian youth in 2008, probation was the most severe sanction ordered in 57% of the cases and 12% resulted in other sanctions. (National Center for Juvenile Justice)

Did you know that:In 2008, informally handled delinquency cases involving American Indian youth were less likely to result in other sanctions such as restitution, community service, or referral to another agency than were cases involving white youth (35%), black youth (35%), or Asian youth (36%). (National Center for Juvenile Justice)

personal income - A person's gross income from wages, salaries, commissions, interest and profits from businesses or investments.

Physical limitations - Limitations imposed by the physical size, shape, or characteristics of a property or its level of development.

perils - for homeowner's insurance, an event that can damage the property. Homeowner's insurance may cover the property for a wide variety of perils caused by accidents, nature, or people.

Personal property - Any moveable property in a house such as furniture or appliances.

Pergola - An arbor with an open roof of rafters supported by posts or columns.

Pest-control inspection - A common pest-control inspection is a termite inspection, which is required in some states, such as California.

periodic tenancy - A leasehold interest from period to period that renews automatically unless a notice of termination is given.

periodic rate cap - For an adjustable-rate mortgage, a limit on the amount that the interest rate can increase or decrease during any one adjustment period, regardless of how high or low the index might be.

Physical depreciation or deterioration - A form or source of accrued depreciation considered in the cost approach to market value. The physical decay or deterioration of a property that may result from breakage, deferred maintenance, effects of age on construction material, and normal wear and tear.

periodic payment cap - For an adjustable-rate mortgage where the interest rate and the minimum payment amount fluctuate independently of one another, this is a limit on the amount that payments can increase or decrease during any one adjustment period.

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Fraser Stryker PC LLO
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Hubbard, Ruzicka, Kreamer & Kincaid, L.C.
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Nichols & Wolfe Chartered
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Bever Dye, LC
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Biography:
Scott began his professional career as a law clerk with the U.S. Bankruptcy Court in Charlotte, North Carolina. He practices in the areas of real estate, finance, environmental, bankruptcy, business, and mergers and acquisitions law. With extensive experience in real estate and finance matters, Scott regularly counsels clients on business transactions. He also represents clients in civil matters in federal and state courts. His representative clients include individuals, banks and other financi
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Foulston Siefkin LLP
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